That's according to insurance site NimbleFins, which collected data by analysing hundreds of travel insurance products earlier this year.
The quote includes £1,000 cancellation cover, with the couple in question being aged 30 with no pre-existing health conditions.
So is cutting out cover worth it?
Here we examine how much travel insurance will set you back, what it protects – and what you could cut out instead.
7 holiday purchases that could cost more than your travel insurance
You might think that dropping travel insurance would leave you with more money for your holiday. But we've found that the savings won't stretch very far:
£71.98£20.55£21.00 £51.54£25.80£60£34.40Admittedly, your Colosseum tour might be a lifechanging experience (your airline beers less so).
But if you end up having to get major hospital treatment abroad, without insurance, the costs certainly will change your life.
How are travel insurance costs calculated?
Similar to life insurance, your age and health are taken into consideration, as they increase the likelihood of you needing to make a claim.
When taking out a policy you'll need to disclose:
Once this is calculated, your insurer will provide you with a travel insurance quote, which you can then compare with other providers before making a decision.
Some banks, holiday companies and pension schemes provide holiday insurance as an add-on, but don't feel pressured to take out that policy without researching other providers.
Types of holiday insurance
Before taking out an insurance policy, it's worth checking you're taking out the right one.
There are a few types of insurance policy that help cover holidaymakers for different circumstances.
You can opt for single-trip or multi-trip (annual) depending on how often you plan to go away this year. If you're taking three or more trips abroad, multi-trip is likely to be cheaper.
Single, couple, group or family insurance are useful for those planning to travel with others; although if anyone has any medical conditions it could be cheaper to opt for a single policy regardless.
And, if you have certain activities planned, such as backpacking, winter sports, business or a cruise, you can find specific policies that will cover your unique circumstances.
Find out more:Which? Limited is registered in England and Wales to 2 Marylebone Road, London NW1 4DF, company number 00677665 and is an Introducer Appointed Representative of the following: 1. Inspop.com Ltd for the introduction of non-investment motor, home, travel and pet insurance products (FRN 610689). Inspop.com Ltd is authorised and regulated by the Financial Conduct Authority (FCA) to provide advice and arrange non-investment motor, home, travel and pet insurance products (FRN310635) and is registered in England and Wales to Greyfriars House, Greyfriars Road, Cardiff, South Wales, CF10 3AL, company number 03857130. Confused.com is a trading name of Inspop.com Ltd. 2. LifeSearch Partners Limited (FRN 656479), for the introduction of Pure Protection Contracts, who are authorised and regulated by the FCA to provide advice and arrange Pure Protection Contracts. LifeSearch Partners Ltd is registered in England and Wales to 3000a Parkway, Whiteley, Hampshire, PO15 7FX, company number 03412386. We do not make, nor do we seek to make, any recommendations on financial products or services that are regulated by the FCA, as we’re not regulated or authorised by the FCA to advise you in this way. In some cases, however, we have included links to regulated brands or providers with whom we have a commercial relationship and, if you choose to, you can buy a product from our commercial partners. If you go ahead and buy a product using our link, we will receive a commission to help fund our not-for-profit mission and our campaigns work as a champion for the UK consumer.
source https://www.which.co.uk/news/article/7-holiday-purchases-that-cost-more-than-your-travel-insurance-akCMf5l4UNb8