'I used the marriage allowance to reduce my husband's tax bill – now mine has gone up'

Using the marriage allowance, I gave my husband 10% of my personal allowance a few years ago. This year, my state pension exceeded my reduced personal allowance. How will I pay the tax owed? Will I need to do a self-assessment tax return? And can I reduce the proportion of my personal allowance I’m giving to my husband?A Which? Money member

'It's all or nothing when it comes to the marriage allowance'

Joanne Padilla, Which? money expert, says…

Unfortunately, when using the marriage allowance, you can’t transfer a smaller portion of your personal allowance; it’s £1,260 or nothing. 

That doesn’t mean you shouldn’t use the marriage allowance, but you could discuss how you split costs with your husband. 

Even though you are now paying tax yourself, you could still be paying less tax overall as a couple.

Find out more: 

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source https://www.which.co.uk/news/article/i-used-the-marriage-allowance-to-reduce-my-husbands-tax-bill-now-mine-has-gone-up-aU7mJ1z8Jgm4